You also could look at a personal loan to pay off your balances.
You could get a home equity line of credit, a home equity loan or a second mortgage on your home, or refinance your existing mortgage.
With our many years experience of helping people who are struggling with personal debt and financial problems, we are perfectly placed to help you find the right solution for your circumstances.
Other options include borrowing against a whole life insurance policy and borrowing against you retirement savings.
The best way to consolidate a large amount of credit card debt (anything over ,000) without taking on a new loan, is to enroll in a Debt Management Plan.
Our aim is to help you become debt free in the shortest, most cost-effective way possible.
Free debt counselling, debt adjusting and providing of credit information services is available by contacting the Money Advice Service.